Boat Insurance Tailored to Your Needs
Since 1975, Velos has been helping boat owners find insurance that’s built around their vessel, plans and individual requirements. With more than 100 years of combined marine insurance expertise across our team, we take the time to understand what matters most to you before recommending cover.
Whether you own a yacht, sailboat, motorboat, cruiser or narrowboat, we’ll help arrange protection that’s right for your needs. As an independent, family-owned broker, we’re known for finding solutions where standard insurers often can’t, making boat insurance feel straightforward and stress-free.
Pleasure Craft Insurance
Yacht & Sail Insurance
Bluewater Yacht Insurance
Commercial Craft Insurance
Small Boat Insurance
Inland Waterways Insurance
Motorboat Insurance
Cabin Cruiser Insurance
Speed Boat Insurance
RIB Insurance
What Our Policies Cover
As an independent insurance broker, we offer products from a number of trusted insurers, some of which are exclusive to us. Generally, most products in the insurance market will offer the following level of cover:
- Accidental loss or damage, such as theft, fire, malicious damage, sinking, stranding, collisions and salvage costs
- Damage caused by faults, such as failure of design, manufacture or installation of part of your boat
- Theft or attempted of boat, parts or equipment on your boat
- Liability to third parties, such as accidental boat damage or injury to another person
- Personal accident cover for injury
- Accidental loss or damage of personal property, including goods and equipment
- Accidental loss or damage of a dinghy, tender or trailer
Each product is different and will be subject to exclusions. We recommend reading the Policy wording and Policy summary document provided with the quotation to understand exactly what cover is provided by the insurer. Our team is available to answer any questions you may have regarding the quote you received from us.
How much is boat insurance?
The cost of boat insurance will depend on various factors, such as:
- The size and model of your vessel
- The use of your boat
- Your boat driving experience and claims history
- Safety and security features
- Type of policy
Why Choose Velos?
As one of the leading marine insurance providers in the UK, we have been providing commercial and private marine insurance to yacht, pleasure craft, and boat owners since 1975. We offer competitive rates and tailored boat insurance cover no matter our customer’s needs.
- Tailor-made, personalised insurance policies
- Competitive premium & wide cover
- Market-leading reputation for customer care
- Professional underwriting team
- Dedicated claims team
What Our Customers Say
Boat insurance helps protect your vessel from damage or theft, as well as your liability for any injuries to people on your boat or third parties.
In the UK, boat insurance is not a legal requirement, however it is highly recommended to protect your boat and yourself. Certain marinas and most inland waterways insist that boat owners have at least some form of boat insurance and it’s generally seen as good practice to provide boat insurance details if requested.
We need basic information on the policyholder and the vessel, including loss record, experience, etc.
You have a legal obligation to provide correct and accurate information. Failure to do so could invalidate your policy. Should you have any questions regarding what to declare in the forms, please don’t hesitate to contact us and we’ll assist you with any queries.
Many insurance companies require that boat owners have boat surveys in order to fit the policy to the specific vessel better.
The insurance company can also decide whether or not it is worth covering the boat and may advise you to fix certain problems before they can give you comprehensive cover.
